Please help I have a question about taxes and student loans

I don’t know where to go to get an answer.

I’m a recent graduate from college in the US. I am now working at an entry level position. I have federal student loan debt. This year I got to write off the interest on my student loans for tax purposes. My student loan interest (~$3000) was GREATER than my federal tax refund (~$2000). My dad said I should get a credit card with 0% APR for 12 months, and pay off all of my student loans (around $20,000) at once with the credit card, and then pay the credit card off within those 12 months. Do you think this is a good idea? I will not be able to write off the student loan interest on my taxes. But my tax refund was LESS than my student loan interest. Will this always be the case: tax refund < student loan interest?
Asked Apr 07, 2013

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Answered Sep 18, 2015

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