My credit card is overdue but I never got a statement; PLEASE HELP

I did not receive a statement; now I'm one-day overdue. And this would be my first. I just paid it. I never got a statement and now I have been hit with $15 late fee and a finance charge. Is this my fault? Can I be charged if I didn't receive a statement?

my name is arindam sarkar s/o-jagannath sarkar address-koblaschoolpara,vidyanagar,burdhaman,741316,india,westbengal my gmail:[email protected] my mobile-09475921257,09333221758 so my request this time starting small business but finance problem so your site supporting finance I am verry helpfully thank you cencerly,Arindam sarkar,04/04/2012