At what point will I switch to regular Social Security? Will the monthly amount change?

I am 56 and receive Social Security disability benefits. At what point will I switch to regular Social Security? Will the monthly amount change?
Asked Jun 23, 2017
As those who receive disability benefits approach retirement age, it is appropriate to wonder how the benefits will change.

Your social security will convert from disability benefits to retirement benefits when you reach the age of retirement. Although, the age of retirement is not always 65 years old. In fact, if you were born after 1960, your retirement age may be over 67 years old. This all depends on the Social Security Administration and the guidelines that they follow.

You do not have to worry about your benefits stopping. The transition should be seamless and your income will remain steady. Since your retirement benefits are calculated based on what you earned while you were employed, the amount you will receive when you are of retirement age should not differ from what you currently receive. This is due to your social security disability being calculated the same way.

When you do transition to retirement age, one thing that will change will be your outside earning limit. When you are on social security disability, you are limited to what you can earn outside of your benefits check. When you are receiving retirement benefits, there is no limit to your earning potential. Your monthly benefit amount will not be affected by any part-time jobs, or other sources of income.

As with social security disability benefits, social security retirement can be complex. If you are transition from disability to retirement, you may have a lot of questions. It is always best to contact experts, so that you are getting concrete answers.

A social security disability and retirement lawyer can answer all of the questions that you may have. They are experienced with the SSA and can help you get the maximum benefits that you deserve. Your attorney will ensure that all of your questions and concerns are answered and taken care of.

As you approach retirement age, it is natural to be concerned about your social security benefits. Every situation is different, so it is best to consult an expert when you have questions. You can refer for more information. An attorney will examine your unique situation before recommending the route you should take with your social security benefits. They will assist you along the way, while making sure you have a complete understanding of your claim.
Answered Jun 26, 2017

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