How do I get insurance without using the marketplace.

I can not afford to go thru the marketplace and I don't make enough money to have to

These plans meet all the wants of the health care law, together with covering pre-existing conditions, providing free preventive care, and not capping annual edges. If you have got one in every of these plans, you won’t need to pay the fee that individuals while not coverage should pay.
The Marketplace doesn’t list or provide these plans. the only approach you'll enroll in a very health arrange through the Marketplace outside Open Enrollment is that if you qualify for a Special Enrollment period.
You can notice these plans through some insurance companies, agents, brokers, and online insurance sellers. If you buy an idea outside the Marketplace any time, during Open Enrollment or not, you can’t get premium tax credits or different savings based on your income.

You need to contact the insurance companies and agents to get enrollment and more clarification on how to get insurance without using the marketplace.