I agree with Rob.
Talk to the hospital to see if you can renegotiate a lower fee or a payment arrangement. Also, ask them or your local social services office if you qualify for any assistance to pay it.
Depending on where you live, this can stay on your credit report for 7-10 years if you don't pay.
For non-emergencies, you can research your local area to see if there are low-cost medical options. There's one near me that I've referred people to that costs $65 per visit. Maybe you could find something like that.
For real emergencies, a $2700 bill is better than dying.
is it possible for the billing department to access my bank accounts or for the discount/charity program to see my savings account which would not qualify me for the program.........the thing is I am out of job for 4 month....paying rent and all the other bills....and my income last year was just a little over $15000....but I do have some money on my savings which I use for my living now that I am afraid will not qualify me for the discount program....
Don't let fear keep you from applying. The application form may ask for bank account balances, it may not. If you're out of work, and made $15k last year, I'm *guessing* they would pay more attention to that than to your account balance... unless you've got tens of thousands of dollars.
You don't want to damage your credit by letting this go into collections, so avoid that if you can.
