I bought rental property with Roth IRA from friend who holds note. If i marry her can she forgive $$

Example I buy rental property for $220K for my Roth IRA with $20K down with loan be held by my friend I buy the property from. If we marry a couple years later can she forgive the loan as my spouse? It obvious makes no sense paying back a loan to a spouse who has to pay taxes on such income.

well if you marry her then its possible