Getting a small business loan for sure is NOT a one click ordeal. You need to get a bank funded loan, SBA funded, or crowd funded most likely. In order to do that, any of them would want to see a clear business plan that includes when they can expect repayment. They will also review your resume, the businesses financials, and make sure you have insurance to protect your company. Very few if any people would lend to a non-established business unless there were some big product/technology idea that could result in substantial investment income down the road.