How to get house insurance after your house was burnt down by arrson?

No one will insure us what are we to do?

Well even if you get insurance now, it's kinda too late... It's not like you'll get anything for it. But anyways, the reason no insurance company will insure you now is because your rates will be super low, so you won't have to pay them anything, however you'll get your house repaired from the fire, so then they'll be insuring you for a lot, but you'll barely be paying them a dime, so they have the legal right to not insure you to their own discretion. Just fix everything up and then try to get it insured.