They are looking to find out if your word is good or not. If you will do what you say you will when making a promise or commitment! Credit has nothing to do with it. It is the psychological component that is being looked at. Unless you are applying for credit as a possible partner in a business franchise? Personally I feel like this is a violation of privacy. They should use a "MMPI" psychological test or the like such as a "wonderlic" if the job is so sensitive that these psychological factors are relevant for the job they are offering. Even at that a company should have to meet a certain criteria before being given this information such as proving that these things are directly relevant to the job they are going to hire you to do. If not then they have no right in this area of ones life, and is in my opinion, as I stated above -- a violation of your personal privacy. It is no employers damn business what a persons credit score is, or anything else that is not relevant to the job one is hired to do!! The only job that I might find it relevant would be a job with the secret service or one of the clandestine organizations or maybe the border patrol because these things can be tools to manipulate or bribe you with as well as giving out personal history about you and your personal life. In these vocations that would not be a good thing. For most anything else I can't think of a single position that really needs to know about my private life other then politics?
